JOB TITLE: Head of Core Trade Product Management
LOCATION: London
HOURS: Full time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.
About this opportunity The Trade and Working Capital team provides commercial banking solutions to businesses of all sizes, in the UK and internationally, including trade, invoice finance and asset finance solutions.
These solutions are grounded in an in-depth understanding of clients, a passion for enabling businesses to efficiently handle their liquidity, complete payments, mitigate their risks, fund trade flows and support growth.
As Head of Core Trade Products, you'll lead the Traditional Trade product team, responsible for designing and implementing our go to market strategy across our suite of Traditional Trade Products which includes Documentary Trade and Guarantees – both have been identified as significant growth opportunities for the Group.
The solutions within this suite are well known while simultaneously facing rapid transformation and exciting digital transformation.
The future of these products and Lloyds' success in delivering these much-needed solutions to clients is reliant upon technological advancement, industry leadership and commercialisation.
We're looking for an individual who is highly experienced in core Trade products to lead a function of product specialists within the business, accountable for a team that structures, underwrites and manages core Trade products, while also ensuring alignment to core regulatory requirements and compliance policies and delivering great customer outcomes.
Role Accountabilities Working closely with team members to support clients to access our products in a simple more stream-lined manner.
Other accountabilities will include:
Oversight of product governance and control frameworksManagement of product risks including operational risk, credit risk, fraud and financial crime riskOverarching ownership of product strategy definition and executionRoadmap for existing products, including innovation, simplification, distribution and cost-optimisationResponsible for the revenues and cost budgets of the product suiteCompliance with credit and risk policiesRegular engagement and training with core partners, whilst working with external Trade bodies to ensure that LBG is well represented within the industry and the wider Trade communityWhat you'll need Deep understanding of core Trade products, including expertise in structuring, underwriting, and managing of facilitiesProduct Development experience including creating and enhancing core Trade products and working with internal and external partners on emerging innovationsProven track record in Financial Analysis and Risk ManagementExperience in leading product teams and driving thought leadership in the industryUnderstanding and experience of the product set – and insight into the broader trends and changes impacting clients across the wider industryExtensive stakeholder management experience, preferably in a large banking and financial services institutionKnowledge and understanding of the Group, clients and insight into the broader market trends and changes impacting our clients and the wider industryStrong communicator with ability to distil complex themes into simple but highly effective messagesExperience in line managing a team of great colleagues, plus a diverse internal and external networkWork collaboratively, successfully and influence networks at all levels across the organisationAbout working for us Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.
As an inclusive employer, we offer Workplace Adjustments for colleagues with a disability (which may include long-term health and neurodivergent conditions) where it is reasonable to do so.
This could include flexibility with regards to office attendance, location, and working pattern.
If you have a disability, you can also apply via our Disability Confident Scheme (DCS).
Through the DCS, we guarantee to interview a fair and proportionate number of applicants with a disability, whose application meets the minimum criteria for the advertised job role.
We also provide adjustments that are reasonable throughout the recruitment process to reduce or remove barriers for applicants with a disability, long-term health condition or neurodivergent condition.
If you'd like an adjustment to the recruitment process just let us know.
This is a once in a career opportunity to help shape your future as well as ours.
If you have Flair for technology, digitisation and innovation, get in touch!
Join us and grow with purpose
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