The new business Underwriter will demonstrate excellent attention to detail and will be the proactive point of contact between the Dealer Operations department, Network Funding , Dealer Account Managers and the Dealer Network.
Ensuring new business applications are assessed in a timely, accurate manner.
Support the development of Alliance manufacturer dealer network through managing the risk and provision of Mobilize-FS wholesale funding.
What you will do: To underwrite both retail and business proposals within senior underwriting mandate.
Work closely with other senior underwriters and hold monthly meetings to ensure collaboration .
Assist dealers and Dealer Account Managers to convert a negative decision to an acceptance, by fully utilizing the guidelines .
Assist with underwriting queries from the team giving full support in decision making.
Support in training and reviewing individuals to support them in gaining their relevant mandate levels.
Follow up on a daily basis any proposals you have deferred for further information Write Fleet and Factoring credit proposals with recommendation for sign off Review ongoing and interim provision of wholesale funding requirements proposed by the Network funding department to support commercial performance and manage Mobilize-FS risk.
Ensure CIFAS applications are investigated correctly and thoroughly and that any possible frauds are identified promptly referred for further action.
Protect the company at all times from fraud and financial exposure Strong ability to problem solve to a high level.
Respond to all Dealer enquiries in an efficient and courteous manner Ensure department Service Quality Commitments (SQCs) and Key Performance Indicators (KPIs) are met whilst also maintaining high service levels and standards Work transversely across Operations and throughout the business supporting your colleagues in other areas Comply with all company procedures including legislation AML, FLA, Data Protection act, money lending act, consumer credit act and anti Bribery.
What you will have: Experience of underwriting automotive financial agreements Strong ability to read & understand financial statements Strong report writing skills to generate balanced and informed credit proposals, which will be circulated within the Mobilize senior management Eye for detail and Good standard of numeracy Effective written/verbal communication skills Team Player The ability to challenge credit reviews and recommendations Who is Mobilize Financial Services?
We are the financial partner of Renault group brands and we also operate for Nissan and non-Allianz brands.
We aim to strengthen their profitable growth and reinforce customer satisfaction.
We are a unique commercial brand to meet all customers car-related and mobility needs.
As a partner who cares for all its customers, we build innovative financial services to create sustainable mobility for all.
How We Support Your Development: At Mobilize Financial Services we believe in the power of continuous learning and personal growth.
As we strive to cultivate a dynamic and innovative work environment, we recognise that investing in the development of our employees is paramount and everyone should have the opportunity and tools to thrive and reach their full potential.
As a part of our team, you'll benefit from a variety of ongoing learning opportunities, including workshops, seminars, and online courses.
Our mentorship program pairs employees with seasoned professionals who provide guidance tailored to individual career goals.
Joining our supportive network means you'll be surrounded by colleagues dedicated to continuous improvement, fostering an environment where collaboration and growth thrive.
Mobilize Financial Services is an equal opportunity employer and is committed to providing a workplace that is inclusive and accessible to all.
Should you require any reasonable adjustments to participate in the recruitment process or as part of your role, please let us know.
Our aim is to ensure that every candidate and employee has the support they need to thrive and contribute to the best of their ability.
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