Meraki Talent are currently working with a leading international bank to help them identify a Senior Credit Risk Manager – Real Estate.
Some of your duties will include: Analysis of financial data, including income, assets, liabilities, credit history, and economic trends, to determine the risk of default.
Monitoring of existing loan portfolios to identify potential credit deterioration or early warning signs of default.
Recommendation of loan approvals, rejections, or adjustments based on risk evaluation and bank lending policies.
Development and implementation of credit risk mitigation strategies, including collateral management, loan restructuring, and workout plans Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.
Manage and mitigate risks through assessment, in support of the control and governance agenda.
Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does.
Your role will involve sanctioning credit proposals within your delegated discretion and presenting to higher-level sanctioners when necessary.
Approving credit proposals, identifying adverse trends in client credit profiles, and ensuring timely referrals to Watchlist/Special Asset Management We are looking for: Previous experience in a similar role Corporate credit analysis skills with considerable analytical and numerical abilities to challenge and structure proposals.
Problem-solving and decision-making capabilities.
Excellent communication, negotiation, and presentation skills.
Proven credit sanctioning experience Please forward your CV for more details