Job Title: Underwriter Location: London, office based 5 days a week, Monday to Friday Our client is an innovative and rapidly expanding Fintech Lender dedicated to empowering small and medium-sized enterprises (SMEs) with the funding they need to grow and succeed.
With a commitment to leveraging cutting-edge technology and customer-centric solutions, they are disrupting the traditional lending industry and providing fast, flexible, and accessible financing to SMEs across the UK.
As they continue to grow, they are seeking a passionate and experienced Senior Underwriter to join their dynamic team.
Role Overview: As an Underwriter, you will be responsible for assessing and underwriting loan applications for SMEs, using both traditional credit analysis and advanced fintech tools.
You will manage a portfolio of applications, provide mentorship to junior underwriters, and collaborate with the risk, sales, and operations teams to ensure smooth loan origination and credit decision-making.
Your expertise will be crucial in balancing the needs of the business with effective risk management, ensuring sustainable growth while maintaining high standards of credit quality.
Key Requirements: At least 3 years of experience in credit underwriting, with a focus on SME lending, fintech, or commercial lending.
Strong knowledge of financial products tailored for SMEs, ideally business loans.
In-depth knowledge of UK SME lending markets and regulations, including FCA guidelines.
Expertise in credit analysis, financial statement interpretation, and risk assessment.
Ability to make sound, independent decisions and justify credit risk positions to senior leadership.
Strong problem-solving skills and the ability to work under pressure to meet deadlines.
Excellent communication and interpersonal skills for collaboration with cross-functional teams and external stakeholders.
Benefits: Highly competitive salary Opportunities for professional development and career progression Fast paced, growing fintech with appetite to lend A supportive and inclusive team culture How to Apply: If you're passionate about fintech and eager to join a dynamic and growing company, we want to hear from you!
Please attach your CV to this job posting.
Due to the high volume of applications, we will not be able to respond to every applicant.