Mortgage Fintech - Credit Underwriter - London + Hybrid working About the Company - Campion Pickworth are partnering with one of the UK's most exciting Mortgage Fintechs, who are entering a new phase of growth and looking to recruit for a Credit Underwriter within their London team.
The business is undertaking investment in building data products, Tech & AI tools to enable the underwriting function to do what they do best, making good credit decisions, rather than manual data gathering, slow systems or approving straightforward cases.
About the Role - Overseeing a high volume of applications from submission through to completion.
Possessing the ability to make sound lending decisions within the set risk parameters and Lending Policy.
Applying discretion in cases that fall outside the standard lending guidelines.
Collaborating closely with clients and external partners, including Intermediaries, Valuers, and Solicitors, to build strong professional relationships.
Working in tandem with internal teams such as Sales, Finance, and other departments within the business.
Effectively summarizing lending and property information and making informed, risk-based recommendations or decisions.
Adhering to all relevant regulatory guidelines.
Responding to internal and external customer inquiries with a focus on achieving first-time resolution.
Experience - Strong understanding of secured lending or manual underwriting, with the ability to interpret and explain lending policies.
Knowledge of the current regulatory environment, including data protection, anti-money laundering, and fair treatment of customers.
Excellent organizational skills, with the ability to work within service level agreements (SLAs) and effectively manage and prioritise your own tasks.